Authorize.net
Procurement partnerAbout
Authorize.net is a payment gateway and electronic payment processing platform that enables merchants to accept credit card, debit card, eCheck, and digital wallet payments in person, online, and over the phone. As a wholly owned subsidiary of Visa, the company has served merchants since 1996 and handles more than 1 billion transactions and $149 billion in payments annually. Its services are sold through a network of reseller partners including Independent Sales Organizations, Merchant Service Pr...
Details
VenSearch Intelligence
Ideal Customer
- Authorize.net's sweet spot is small to medium-sized businesses, with approximately 88% of its platform reviewers identifying as small businesses, and data showing it is most often used by companies with 1–10 employees and $1M–$10M in revenue.
- The platform is ideally suited for online retailers, subscription and recurring billing businesses, MOTO merchants, nonprofits, and high-risk merchants seeking a stable, established gateway with broad processor compatibility.
Key Differentiators
- Authorize.net's primary differentiators include its 30-year track record as one of the oldest and most established payment gateways, its backing by Visa's global security infrastructure, and its unique flexibility allowing merchants to connect to any third-party merchant account provider rather than being locked into a single processor.
- It was recognized by G2 as a top payment gateway for small businesses and was named the most trusted brand by small business owners for payments and management in Alignable's 2018 SMB Trust Index.
Industries Served
- Authorize.net serves businesses across a broad range of industries, with its most prominent verticals including retail, e-commerce, eating and drinking establishments, healthcare, grocery, hospitality, professional services, nonprofits, and B2B merchants.
- It offers specific features tailored to nonprofits (including a 'Donate Now' button and reduced nonprofit processing fees) and supports subscription-based businesses, MOTO (mail order/telephone order) call centers, and high-risk merchants that may be declined by other gateways.
Service Coverage
- Authorize.net primarily serves merchants physically located in the United States, Canada, the United Kingdom, Europe, and Australia, with the U.S. accounting for approximately 93% of its merchant base.
- The platform supports cross-border eCommerce payments, accepting internationally-issued Visa, Mastercard, Amex, Discover, JCB, and UnionPay cards from customers around the world for merchants based in those supported regions.
Partnerships
- Authorize.net has over 500 total partners, including approximately 473 technology partners and 34 channel partners, with Shopify identified as its largest technology partner.
- Key platform integrations include BigCommerce, Magento, WooCommerce, NetSuite, Xero, and Salesforce, and the gateway supports connections to all major credit card processors including First Data (FDMS), Heartland Payment Systems, TSYS, and WorldPay.
Company Size & Ownership
- Authorize.net was founded in 1996 in American Fork, Utah by Jeff Knowles, and currently operates with approximately 50–200 employees as a wholly owned subsidiary of Visa.
- Estimated annual revenue figures vary widely across sources, with Datanyze and ZoomInfo citing approximately $103 million.
Compliance & Certifications
- Authorize.net maintains annual PCI DSS compliance and undergoes annual validation, with its compliance verifiable through the Visa Global Registry of Service Providers under the CyberSource listing.
- The company is also validated annually by external auditors under SSAE-21 (Statement on Standards for Attestation Engagements No. 21), which assesses internal controls for outsourcing service organizations.
Compiled from public sources by VenSearch · Last researched October 14, 2026
Offerings
13 offeringsAccount Updater
Automatically keeps card information up-to-date to avoid payment interruptions and lost sales. Helps merchants maintain continuity for recurring billing and subscription customers whose card details change.
Advanced Fraud Protection
A fraud prevention tool that merchants can customize with rules-based filters and tools to suit their business model. Provides built-in, real-time fraud detection included with every plan.
Batch Upload
Allows merchants to upload multiple credit card or eCheck transactions in a single file, eliminating the need to manually enter multiple transactions one at a time. Available as part of the phone payments and Virtual Terminal offering.
Digital Invoicing
Allows merchants to deliver custom digital invoices to any customer with an email address. Designed to help businesses get paid faster and improve cash flow.
eCheck Payments
Enables merchants to accept electronic check payments from customers. Supports recurring billing, invoices, and contactless transactions as a low-cost, dependable digital alternative to paper checks.
Mobile Point of Sale
Enables merchants to accept payments from customers using mobile devices. Supports QR codes, digital wallets, and tap-to-pay options including Tap to Pay for easy in-person checkout anywhere.
Online Payments
Allows merchants to process payments manually, on their website, or through a mobile app. Supports credit cards, debit cards, eChecks, and major digital wallets including Apple Pay, Google Pay, and PayPal for secure, convenient checkout.
Phone Payments
Allows merchants to accept manual phone orders quickly and securely using the Virtual Terminal through any web browser. Merchants enter customer payment details to process transactions without requiring a physical card reader.
Recurring Payments
Allows merchants to accept and submit monthly recurring or installment payments. Supports automated billing cycles for subscription-based businesses and installment payment plans.
Reseller Partner Program
A partner program that allows Independent Sales Organizations, Merchant Service Providers, financial institutions, and other partners to earn commissions by selling Authorize.net products or building integrated solutions using the Authorize.net platform. Partners can also build customized payment solutions for merchants.
Simple Checkout
Allows merchants to add a Buy Now or Donate button to their website for fast checkout. Ideal for nonprofits and merchants selling single items or low-volume products.
Virtual Point of Sale
Allows merchants to connect a compatible card reader to their computer to accept in-person payments quickly and securely. Merchants sign in and process reliable card-present transactions through the platform.
Virtual Terminal
A web browser-based tool that allows merchants to process phone orders securely by entering customer details manually. It supports both individual transaction entry and batch uploads of multiple credit card or eCheck transactions in a single file.
Considering Authorize.net?
Our team will work with you to determine if Authorize.net is the right fit for your organization. From research and assessment through procurement negotiation and ongoing vendor management — we handle the entire process at no cost to you.