Bottomline
Procurement partnerAbout
Bottomline is a global leader in business payments and cash management, providing connected solutions for financial institutions and businesses in 92 countries. Founded in 1989, the company moves more than $16 trillion in payments annually and serves over one million businesses worldwide. Bottomline offers software and platforms covering payments automation, fraud and compliance, cash management, and payments connectivity.
Details
VenSearch Intelligence
Ideal Customer
- Bottomline's sweet spot spans mid-market to large enterprise customers, with its analytics showing the heaviest usage among companies with over 1,000 employees and those in banking, financial services, and insurance.
- Its Digital Banking platform is specifically designed for financial institutions serving business customers ranging from small businesses to large corporate and treasury organizations.
Key Differentiators
- Bottomline's primary differentiator is the Paymode B2B payments network, which includes over 600,000 verified businesses and processes over $500 billion in payments annually — creating a strong network-effect moat that competitors cannot easily replicate.
- The company claims to process over 10 million payments per day and handles approximately 15% of all global Swift cross-border traffic, demonstrating mission-critical scale.
Industries Served
- Bottomline serves a broad range of industries, with the deepest concentration in banking and financial services, insurance, healthcare, commercial real estate, manufacturing, utilities, telecommunications, and higher education.
- Notable customers span from major banks (Bank of America, JP Morgan Chase, PNC Bank) to insurance (Cigna, Nationwide), healthcare (over 400 hospitals, 70%+ of US commercial health plans), and large corporates (over 80% of the FTSE 100).
Service Coverage
- Bottomline operates globally, with a presence spanning North America, Europe, Asia Pacific, and the Middle East.
- The company processes payments in approximately 92 countries and claims to process over $16 trillion in payments annually.
Partnerships
- Bottomline maintains a deep, long-standing partnership with Swift, serving as a principal technology partner and Swift Service Bureau operator, and processing roughly 15% of all international Swift cross-border traffic.
- Key ERP integrations include Oracle (JD Edwards), SAP, Microsoft Dynamics 365, and NetSuite.
Company Size & Ownership
- Bottomline was founded in 1989 and has approximately 2,500–2,900 employees as of 2025–2026, with multiple data sources converging in that range.
- The company's last reported public revenue was approximately $471 million in fiscal year 2021, with more recent estimates ranging from $315–$385 million annually following the 2022 go-private transaction.
Compliance & Certifications
- Bottomline's products carry multiple compliance certifications across its solution portfolio.
- Its PTX payments solution is ISO 27001 compliant, and its Financial Messaging platform is SOC 2 compliant, with customer data encrypted in transit and at rest and subject to regular internal and third-party security testing.
Compiled from public sources by VenSearch · Last researched October 14, 2026
Offerings
51 offeringsAP Automation
Automates, simplifies, and secures accounts payable processes from invoice to payment by eliminating manual steps and insecure paper methods. Supports fast, revenue-generating Premium ACH and virtual card payments to vendors. Reduces time spent on tedious AP tasks.
AP Automation for Real Estate
Streamlines, digitizes, and automates the accounts payable process from invoice to payment, designed specifically for multifamily, commercial real estate, and other real estate companies. Enables distributed invoice coding and approvals and eliminates paper-based processes.
Bottomline Anti-Money Laundering Transaction Monitoring
A product focused on anti-money laundering transaction monitoring for financial institutions and businesses. Listed as a distinct product offering by Bottomline.
Bottomline Confirmation of Payee
A solution designed to verify payee information during the payment process. Listed as a distinct Bottomline product offering.
Bottomline eSignature and eCapture powered by Logical Ink
An electronic signature and document capture solution powered by Logical Ink. Enables digital signing and capture workflows for businesses.
Bottomline Hardware and Supplies
Physical hardware and supplies offered by Bottomline to support its product ecosystem. Listed as a distinct product category with dedicated support.
Bottomline Invoice Automation for Dynamics 365
Achieves seamless invoice management and improves AP performance through integration with Microsoft Dynamics 365. Available for both North America and UK/EMEA/APAC markets.
Bottomline ISO 20022
A solution to help organizations meet ISO 20022 financial messaging standard requirements. Available for both North America and UK/EMEA/APAC markets.
Bottomline On-Demand Forms with Print Automation powered by MedEx
Enables users to complete, sign, or print pre-populated, barcoded form packets on-demand, including wristbands and labels, through a single user-friendly interface. Powered by MedEx technology.
Bottomline PrecisionForms
A forms solution available for both North America and UK/EMEA/APAC markets. Listed as a distinct Bottomline product offering.
Bottomline Record and Replay
Provides better fraud protection, faster investigations, and next-level visibility for financial institutions and businesses. Listed as a distinct Bottomline product offering.
Bottomline Secure Payments for Commercial Banking
Quickly detects and prevents payment fraud with a market-proven solution tailor-made for commercial banks. Listed as a distinct Bottomline product offering.
Bottomline Secure Payments for Swift
A payment security solution designed specifically for Swift network participants. Listed as a distinct Bottomline product offering available in North America and UK/EMEA/APAC.
Bottomline Swift Access Service
A service providing access to the Swift financial messaging network. Listed as a distinct Bottomline product offering.
Bottomline Transform AP for JD Edwards EnterpriseOne
An accounts payable transformation solution integrated with JD Edwards EnterpriseOne ERP. Available for North America and UK/EMEA/APAC markets.
Bottomline Transform Output Centre
An output management solution available for North America and UK/EMEA/APAC markets. Listed as a distinct Bottomline product offering.
Bottomline Transform Suite
A suite of transformation solutions available for North America and UK/EMEA/APAC markets. Listed as a distinct Bottomline product offering.
Bottomline Universal Aggregator
Connects organizations to their global financial supply chain to ensure visibility and control. Available for North America and UK/EMEA/APAC markets.
Bottomline Watchlist Screening
A watchlist screening solution for financial institutions and businesses. Listed as a distinct Bottomline product offering with dedicated support.
Bottomline WebSeries
A Bottomline product with dedicated support resources. Listed as a distinct product offering in the Bottomline product portfolio.
Bottomline Webseries for Digital Treasury Management
An integrated suite of modules providing cash management, payments, reporting, and check management functions for digital treasury management.
Connectivity Services
Securely processes, reconciles, and manages data in financial transactions within and between banks and non-banking financial institutions, domestically and internationally. Provides comprehensive connectivity to Swift and other domestic and global financial messaging networks.
Digital Banking
A commercial digital banking platform that combines payments, cash management, treasury management, and B2B payments network capabilities in one solution. Enables banks and financial institutions to own the primary customer relationship and grow business value across all business segments.
Digital Credit Card Application
Enables customers to complete digital credit card applications either at home or on the go in just minutes using any type of device. Designed for banks and financial institutions to streamline the credit card application process.
Engage Digital Account Opening
Acquires more customers, accelerates onboarding, and delivers a seamless account opening experience that drives growth across any device. Designed for banks and financial institutions.
Enterprise Case Management
Provides a single system of record and a holistic view of business risk to help organizations respond to threats faster. Supports creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Global Cash Management Hub
Solves complexity for finance teams managing multiple systems, bank accounts, and currencies through centralized cash visibility. Manages the full cash lifecycle including liquidity, FX, financing, and risk with forecasting and reconciliation capabilities.
GTBridge
A Bottomline product with dedicated support resources. Listed as a distinct product offering in the Bottomline product portfolio.
GTCloud
A Bottomline cloud-based solution. Listed as a distinct product offering in the Bottomline product portfolio.
GTExchange
A Bottomline solution available for North America and UK/EMEA/APAC markets. Listed as a distinct product offering in the Bottomline product portfolio.
GTFrame
A Bottomline solution available for North America and UK/EMEA/APAC markets. Listed as a distinct product offering in the Bottomline product portfolio.
GTMatch
A Bottomline solution available for North America and UK/EMEA/APAC markets. Listed as a distinct product offering in the Bottomline product portfolio.
GTSuite
A Bottomline suite solution available for North America and UK/EMEA/APAC markets. Listed as a distinct product offering in the Bottomline product portfolio.
Internal Threat Management
Identifies unusual behavior from insiders or intruders before their high-risk activities disrupt a business. Designed to detect and alert on anomalous internal activity in real time.
Message Transformation & Enrichment
Helps organizations meet message standard compliance obligations with an intelligent data transformation and workflow engine. Converts legacy financial message formats to modern message standards.
Message Vault
Provides complete visibility over all financial messages and turns data into insights through a globally accessible central repository. Allows users to easily view analytics of financial messages.
Partner with Paymode
Allows businesses to boost revenue for themselves and their customers by gaining access to Paymode, Bottomline's secure business payment network. Designed for partners who want to offer B2B payment capabilities to their customer base.
Pay Suppliers with Paymode
Enables businesses to make secure digital payments through Paymode, the market-leading B2B payments network trusted by over 600,000 verified businesses. Designed to enhance working capital, prevent fraud, and reduce costs and processing time.
Payments Fraud Defense
Combats payment fraud and evolving threats in real-time with a SaaS solution that stops fraud before it happens. Uses multi-layered security, machine learning, and AI to detect and prevent payment fraud.
Payments Hub
Centralizes and simplifies business payments by removing the complexity of multiple systems, approvers, and workflow. Enables sending payments to any bank worldwide in any currency while ensuring governance and control.
Payments Processing
Securely submits, manages, and processes bank payments including Faster Payments and Bacs, debit or credit, via a scalable, resilient, and efficient platform directly connected to UK clearing networks.
Payments Verification
Ensures compliance and reduces instances of payment fraud and misdirected payments by implementing real-time bank account, name, and address checks using both domestic and global verification schemes.
Payouts Automation
Securely manages funds disbursements to suppliers, customers, and partners whether or not bank details are known. Ideal for refund payments, claims processing, promotional campaigns, or compensation payouts.
PTX
PTX is a smarter way to pay and get paid, enabling businesses to pay suppliers easily, automate money in, and boost cash flow. Listed as a distinct Bottomline product offering.
Receivables Automation
Takes the complexity out of collecting payments and streamlines the process of receiving funds into a business. Designed to complement sales channels and support a range of payment methods to increase customer conversion.
Receive Payments with Paymode
Protects businesses against fraud, enables faster payment receipt, and saves time with enhanced remittance details through the Paymode B2B payments network.
Sanctions Screening
Achieves global sanction compliance with real-time financial message sanctions screening. Designed to help banks and financial institutions comply with sanctions obligations.
SEPA Inst
A Bottomline solution related to SEPA Instant payments. Listed as a distinct product offering in the Bottomline product portfolio.
SIC IP
A Bottomline solution listed as a distinct product offering in the product portfolio. Additional detail is not provided on the page beyond the product name.
Swift Customer Security Program
A solution supporting compliance with the Swift Customer Security Programme (CSP). Listed as a distinct Bottomline product offering.
Swift Interface Software
Software enabling connection to the Swift financial messaging network. Available for North America and UK/EMEA/APAC markets.
Considering Bottomline?
Our team will work with you to determine if Bottomline is the right fit for your organization. From research and assessment through procurement negotiation and ongoing vendor management — we handle the entire process at no cost to you.