Stripe
About
Stripe is a technology company that builds programmable financial infrastructure for businesses of all sizes. The company provides tools to accept payments, manage revenue, prevent fraud, move money across borders, and access developer APIs. More than 5 million businesses build on Stripe, which processed $1.9 trillion in payments volume in 2025.
Details
Website
stripe.comOfferings
55 active
VenSearch Intelligence
Ideal Customer
- Stripe serves the full spectrum from early-stage startups to Fortune 500 enterprises, with its core self-serve market being digital-first SMBs and SaaS companies, and its fastest-growing segment being large enterprise and AI-native companies.
- Over 100 companies now process more than $1 billion annually on Stripe's platform, and more than 300,000 global companies use Stripe Billing alone.
Key Differentiators
- Stripe's primary differentiators are its developer-first API architecture, the breadth of its unified financial infrastructure platform (spanning payments, billing, fraud, tax, treasury, issuing, and now AI/stablecoin commerce), and its unparalleled data network — processing $1.4+ trillion annually across millions of businesses — which powers AI models for fraud prevention and authorization optimization.
- Stripe was named a Leader for the second consecutive year in the 2025 Gartner Magic Quadrant for Recurring Billing Applications (positioned highest on ability to execute), and received the joint highest score in both strategy and current offering categories in the Forrester Wave: Merchant Payment Providers, Q1 2024.
Industries Served
- Stripe serves an extraordinarily wide range of industries, with its strongest adoption in e-commerce and retail (~40% of its user base), technology and software/SaaS (~30%), and financial services, with additional coverage in healthcare, education, hospitality, non-profits, media, legal services, pharmaceuticals, and the creator economy.
- Notable enterprise customers span sectors including AI companies (OpenAI, Anthropic), vertical SaaS platforms (GlossGenius, Jobber), large retailers, and legacy brands such as Amazon, Shopify, BMW, and Fender.
Service Coverage
- Stripe operates globally as a dual-headquartered company in South San Francisco, California and Dublin, Ireland.
- It directly supports merchant accounts in 46 fully supported countries spanning North America, Europe, Asia-Pacific, and Latin America, while businesses in those countries can accept payments from customers in 195+ countries across 135+ currencies.
Partnerships
- Stripe has a broad formal partner ecosystem — the Stripe Partner Ecosystem — that includes major global technology firms such as Amazon Web Services (Stripe's primary cloud infrastructure provider), Salesforce (powering Commerce Cloud Payments, Salesforce CPQ & Billing, and the Agentic Commerce Protocol integration), SAP, IBM, Accenture, MuleSoft, ServiceNow, Snowflake, WPP, Slalom, Merkle, Intuit, and NetSuite.
- Stripe also partnered with OpenAI to co-develop the Agentic Commerce Protocol (ACP), enabling AI agents to transact through Stripe infrastructure.
Company Size & Ownership
- Stripe was founded in 2009 by brothers Patrick and John Collison and has approximately 8,200–8,500 employees as of 2025–2026, with engineering representing the largest function at ~41% of headcount.
- The company reported net revenue of approximately $5.1 billion in 2024 (up ~28% year-over-year) with roughly $2.2 billion in free cash flow, marking its first full year of profitability, and processed over $1.4 trillion in total payment volume that year.
Compliance & Certifications
- Stripe holds PCI Service Provider Level 1 certification — the highest level of payment card industry compliance — validated by an independent Qualified Security Assessor.
- It also holds SOC 1 Type II, SOC 2 Type II, and SOC 3 certifications (audited annually), PA-DSS, EMVCo Level 1 & 2, the NIST Cybersecurity Framework, CBPR (Cross-Border Privacy Rules) Certification, EU-US Data Privacy Framework compliance, and GDPR compliance.
Compiled from public sources by VenSearch · Last researched October 14, 2026
Offerings
55 offeringsAgentic Commerce
Agentic Commerce allows businesses to get discovered and sell across AI platforms while protecting against fraud. It enables businesses to make their product catalogs discoverable to AI agents and accept purchases from AI platforms through the Agentic Commerce Protocol (ACP) without requiring major technical changes. It also supports flexible billing models for AI-powered agentic workflows.
AI developer tools
Stripe's AI developer tools enable agents to handle Stripe end to end, from writing payment logic to managing integrations. They include an MCP server, SDKs, and AI-powered support for building and maintaining Stripe integrations. These tools are designed specifically for developers building agentic commerce and AI-powered applications.
Apps
Stripe Apps allows businesses and developers to build and distribute custom applications directly in the Stripe Dashboard to extend Stripe functionality. Developers can publish apps to the Stripe App Marketplace for other businesses to install. It supports integrations with third-party tools like QuickBooks Online and Xero.
Atlas
Stripe Atlas allows founders to form a US C corporation or LLC from anywhere in the world and get everything needed to fundraise, bank, and accept payments in two business days. It is designed to help startups incorporate and launch quickly. Atlas supports both equity and SAFE fundraising structures.
Authorization Boost
Authorization Boost uses AI-powered optimizations trained on billions of transactions to increase card acceptance rates by 3.8% on average and reduce costs by up to 3.3%. It works to improve payment authorization rates without requiring additional integration work. It is designed to help businesses recover revenue lost to declined transactions.
Billing
Stripe Billing allows businesses to sell, bill, collect, and report from one place with 15+ prebuilt pricing models, including usage-based and hybrid billing. It manages 200M+ active subscriptions and helps businesses automate recurring revenue. It supports one-time and recurring billing across 100+ payment methods and 135+ currencies.
Capital
Stripe Capital provides businesses with fast, flexible financing to invest in growth, including loans and merchant cash advances. Financing applications are subject to review and approval, with loans issued by Celtic Bank and merchant cash advances provided by YouLend. Repayment is automated via a percentage of sales processed through Stripe.
Capital for platforms
Capital for platforms allows SaaS platforms and marketplaces to offer financing to the businesses on their platform through a single integration. Stripe handles the entire financing cycle including underwriting, funds disbursal, and automatic repayments, while platforms earn a revenue share with zero credit loss liability. It can be launched with no engineering time using a no-code Stripe-hosted experience, or embedded with customizable components.
Checkout
Checkout is a prebuilt, secure, and customizable payment UI that Stripe hosts. Businesses that use Checkout see 2x growth in payment volume on average. It supports conversion optimization features and can be embedded into any website or app.
CLI
The Stripe CLI allows developers to build, test, and manage their Stripe integration directly from the terminal. It supports commands for interacting with the Stripe API, triggering webhook events, and managing resources. It is designed to streamline developer workflows for building and maintaining Stripe integrations.
Climate
Stripe Climate allows businesses to direct a portion of their revenue to vetted carbon removal projects, not carbon offsets, with one line of code or a toggle in the Stripe Dashboard. Businesses can choose to contribute 0.5%, 1%, or 1.5% of revenue. Stripe handles routing the funds to verified carbon removal providers.
Connect
Stripe Connect enables platforms and marketplaces to embed payments and financial services in weeks using 40+ prebuilt embedded components. It is used by 18,000+ platforms and powers 12M+ merchants. Connect handles merchant onboarding, identity verification, KYC, compliance, and fund routing for multiparty payment scenarios.
Crypto
Stripe Crypto allows businesses to accept, store, move, and spend stablecoins and crypto with built-in compliance, fraud prevention, and KYC. It includes wallet infrastructure, stablecoin issuing, and card infrastructure. The product supports both consumer-facing crypto payments and business-level stablecoin treasury management.
Crypto Onramp
Crypto Onramp lets customers seamlessly buy crypto on a business's app or website, with Stripe handling identity verification, compliance, and fraud prevention end to end. It is an embeddable widget that allows platforms to offer crypto purchasing without building their own compliance infrastructure. Supported cryptocurrencies include POL, ETH, SOL, and BTC.
Custom Objects
Custom Objects allows businesses to extend Stripe's data model to define domain-specific entities, attach business logic, and store structured data. It supports use cases like storing insurance quotes, policy holders, and other business-specific records alongside Stripe payment data. This product is in private preview.
Dashboard mobile app
The Stripe Dashboard mobile app allows businesses to view business metrics, track and manage payments and customers, accept in-person payments, create invoices, and initiate payouts from a mobile device. It provides real-time visibility into business performance on the go. The app supports core operational tasks without requiring access to a desktop.
Data Pipeline
Data Pipeline syncs a business's complete Stripe dataset to data warehouses including Snowflake, Databricks, BigQuery, and Amazon Redshift with no code required. It allows businesses to analyze their Stripe data alongside other business data in their preferred analytics environment. Setup requires selecting a data storage destination in the Stripe Dashboard.
Elements
Elements are flexible, prebuilt UI components that developers can use to build custom payment forms. They are designed to be embedded into any web application and can be customized to match a business's brand. Elements handle the complexity of payment form rendering and validation.
Embedded wallets by Privy
Embedded wallets by Privy allows businesses to launch secure wallet and account experiences for global payments, trading, and programmable financial applications. It supports both B2B and B2C use cases and allows users to hold balances and pay out in any currency, including stablecoins. It is integrated into the Stripe platform for ease of deployment.
Financial Connections
Financial Connections allows businesses to instantly verify bank accounts and access real-time financial data. It is used to power faster payments, reduce fraud, and enable new product experiences. Businesses can link financial accounts to pull relevant data for underwriting, payment verification, and other use cases.
Global Payouts
Global Payouts allows businesses to send money to recipients globally through no-code, hosted, or API options. It supports payouts to 160+ countries and works with both fiat currencies and stablecoins. It is designed to allow platforms and marketplaces to quickly go live with payout capabilities.
Identity
Stripe Identity verifies IDs and selfies in seconds, with programmatic checks for age and document validity. It is used to reduce fraud and streamline compliance for businesses that need to verify their customers. Identity supports automated verification workflows that can be integrated into onboarding and checkout flows.
Invoicing
Stripe Invoicing automates invoice creation, collections, and reconciliation to help businesses get paid faster. It supports 100+ payment methods and 135+ currencies for invoice payments. Invoicing handles both one-time and recurring invoice scenarios.
Issuing
Stripe Issuing allows businesses to launch their own card programs for businesses, customers, or agents with support across 75+ markets. Cards can be virtual or physical and offer 2% cashback on eligible transactions, flexible spend controls, and real-time reporting. Issuing supports both consumer and commercial card programs under licenses from Visa and Mastercard.
Link
Link is Stripe's accelerated checkout product that autofills customer payment details for faster checkouts, resulting in higher conversion and lower costs. It works for both human and agentic checkouts. Link also serves as Stripe's consumer platform that powers the customer experience for Managed Payments transactions, allowing customers to manage orders, subscriptions, and payment methods.
Managed Payments
Managed Payments is Stripe's merchant of record solution that handles tax compliance, fraud prevention, dispute management, and customer support on behalf of businesses selling digital goods globally. It covers automated tax collection and remittance in 80+ countries, provides a 38% average reduction in fraud, and handles disputes on the merchant's behalf. It adds 3.5% per successful transaction to standard Stripe processing fees.
Managed Risk
Managed Risk reduces operational overhead and financial risk with end-to-end risk management across an entire platform. It allows Stripe to handle risk management on a business's behalf, from onboarding checks to real-time account monitoring. It is powered by data from millions of businesses across 18,000 platforms.
Metronome
Metronome is a usage-based billing product that allows businesses to meter, bill, and track usage-based revenue in one place. It provides flexible infrastructure for pricing iterations, real-time data, and billing transparency. It is designed for businesses that charge customers based on consumption or usage metrics.
Open Issuance by Bridge
Open Issuance by Bridge allows businesses to launch and manage their own stablecoin, creating new financial experiences, maximizing rewards, and building liquidity faster. It provides the infrastructure to issue and manage a proprietary stablecoin. It is designed for businesses seeking to offer branded stablecoin products.
Orchestration
Orchestration allows businesses to manage and optimize multiple payment processors directly within Stripe. It enables businesses to build custom payment routing workflows and connect to third-party processors. Businesses can orchestrate payments across multiple processors using APIs, partner apps, or prebuilt integrations.
Orchestration by Bridge
Orchestration by Bridge allows businesses to move money globally with stablecoins, including onramp, convert, and offramp operations across borders instantly. It can be integrated into existing funds flows and supports multiple stablecoin and fiat currency pairs. It is designed for businesses that need borderless money movement using stablecoin infrastructure.
Organizations
Stripe Organizations allows businesses to maintain separate business entities while centralizing reporting, operations, and team management. It is designed for businesses with multiple subsidiaries, brands, or regional entities that need a unified view. Businesses can manage distinct Stripe accounts under a single organizational umbrella.
Payment Links
Payment Links is a no-code solution that allows businesses to create shareable payment pages without writing code. Businesses can set up billing, take payments, or share a payment link directly from the Stripe Dashboard. It requires no technical integration.
Payments
Stripe Payments allows businesses to accept payments online, in person, and around the world with access to 125+ payment methods and 135+ currencies. It offers a 99.999% historical uptime and supports global commerce for businesses of all sizes. Payments can be integrated via APIs, SDKs, or no-code tools.
Professional Services
Stripe Professional Services provides tailored guidance from Stripe on implementation, complex integrations, or major migrations. It is offered through Stripe's own experts as well as through a network of Stripe-certified consulting partners that can integrate and deploy Stripe solutions on a business's behalf. Support plans providing ongoing assistance and day-to-day support for technical questions are also available with tiered plans.
Projects
Stripe Projects allows businesses to provision and manage third-party services from the Stripe CLI. It enables connecting providers, syncing credentials, and paying for services directly through Stripe. This product is in public preview.
Radar
Radar is Stripe's fraud prevention product that blocks transaction fraud, account fraud, and customer abuse using AI powered by hundreds of billions of data points across the Stripe network. Businesses using Stripe see a 38% average reduction in fraud. It allows businesses to configure custom rules or use Stripe's machine learning models automatically.
Reports
Reports provides businesses with access to pre-built reports that help reconcile account activity, including balance, payout, and fees reports. Reports are accessible directly from the Stripe Dashboard. They are designed to reduce the manual work required to reconcile financial data.
Revenue Recognition
Revenue Recognition automates support for revenue recognition in line with ASC 606 accounting standards, including handling upgrades, downgrades, refunds, and prorations with no manual work required. It provides automated reconciliation to reduce the burden on finance teams. Businesses can access recognized revenue reporting directly in the Stripe Dashboard.
Sandboxes
Stripe Sandboxes allows businesses to provision isolated test environments for their integration. Developers can build, test, and go live without touching production data. Multiple sandboxes can be created to support different testing scenarios or team workflows.
Signals
Signals provides businesses with insights derived from Stripe's global network to identify fraud, account abuse, and delinquency risk. It surfaces risk intelligence that businesses can act on to protect their platforms. Signals is powered by data from transactions across the Stripe network.
Stablecoin card issuing
Stablecoin card issuing allows businesses to launch a compliant stablecoin card program with a single integration and earn interchange on every transaction. It combines card issuance infrastructure with stablecoin rails. The product is designed for businesses seeking to offer branded payment cards backed by stablecoin balances.
Stablecoin payments
Stablecoin payments allows businesses to reach untapped customers and grow their base by offering crypto and stablecoin payments worldwide. Customers can pay with their stablecoin balances directly at checkout. It is designed to expand a business's addressable market by supporting crypto-native customers.
Stablecoin payouts
Stablecoin payouts allow businesses to send instant stablecoin payouts to 160+ countries for less than the cost of traditional cross-border transfers. It supports cross-border disbursements using stablecoin infrastructure. It is designed for businesses that need to pay recipients internationally at low cost.
Stablecoin subscriptions
Stablecoin subscriptions allow businesses to take recurring stablecoin payments from customers around the world. This product is currently in private preview. It extends Stripe's subscription billing infrastructure to support stablecoin-denominated recurring charges.
Stripe Sigma
Stripe Sigma allows businesses to query their Stripe data and create custom reports from the Dashboard or with an AI agent. It can be used to analyze revenue, churn, and other business metrics directly from Stripe data. Sigma supports plain-language queries to surface insights without requiring SQL expertise.
Stripe Startups Program
The Stripe Startups Program provides early-stage companies with access to financial benefits, a focused community, and expert resources to help grow their business. It is designed for startups building on Stripe's financial infrastructure. The program is available by application.
Subscriptions
Stripe Subscriptions helps businesses grow subscription revenue with 15+ pricing models and 100+ payment methods. It includes tools that recover 55% of failed payments through automated retry logic and dunning. It supports upgrades, downgrades, trials, and other complex subscription lifecycle management scenarios.
Task Console
Task Console allows businesses to query their Stripe account in plain language and act on the results directly from the Dashboard. It enables non-technical users to find information and take actions without writing code or queries. This product is in public preview.
Tax
Stripe Tax automates sales tax, VAT, and GST collection in 100+ countries, handling calculations, registrations, and filing. Businesses can enable tax calculation with minimal integration effort, and Stripe handles ongoing monitoring of tax rule changes. It is optimized for tax calculation in 40+ countries and all US states.
Terminal
Terminal allows businesses to accept in-person payments using precertified hardware devices. It provides unified reporting across online and in-person sales from a single platform. Stripe offers premium hardware devices, Tap to Pay on iPhone and Android, and white-labeled logistics for platforms.
Treasury
Stripe Treasury is a global, multicurrency business account that allows businesses to store, earn, spend, and send money. It supports fiat currencies and stablecoins, and USD funds are FDIC-insured up to $250K through Fifth Third Bank. Businesses can use Treasury to manage finances, make payments, and earn rewards on balances directly in the Stripe Dashboard.
Treasury for platforms
Treasury for platforms allows SaaS platforms and marketplaces to embed FDIC-insured bank accounts with flexible money movement capabilities directly into their product. Platforms can offer their merchants bank accounts, spend cards, bill payment, cross-border payments, and rewards without managing banking relationships themselves. It is available via no-code, low-code embedded components, or full API customization.
Workbench
Stripe Workbench allows developers to track API traffic and rate limits, manage event destinations, and get health alerts and insights all in one place. It is a developer-facing tool for monitoring and managing a Stripe integration. Workbench provides visibility into the operational health of a business's Stripe setup.
Workflows
Stripe Workflows allows businesses to automate multistep business processes across Stripe products and third-party applications without writing code. It uses a visual, event-driven automation builder similar to an if-this-then-that approach. It is designed to reduce manual work across payment operations and business processes.
Considering Stripe?
Our team will work with you to determine if Stripe is the right fit for your organization. From research and assessment through procurement negotiation and ongoing vendor management — we handle the entire process at no cost to you.