Ternary
About
Ternary provides technology investment intelligence software for CFOs and finance teams, serving as a system of record for enterprise technology spend across cloud, AI, SaaS, and on-premise infrastructure. The platform ingests raw consumption telemetry from cloud billing datasets, AI vendor invoices, and business metadata, then normalizes it into a single ledger mapped to ERP chart of accounts. It integrates with SAP, Oracle, and Workday and is accessible via a web console or through enterprise ...
Details
Website
ternary.appOfferings
9 active
VenSearch Intelligence
Ideal Customer
- Ternary explicitly targets organizations with $500 million or more in revenue, operating across mid-market through global enterprise tiers where technology spend is material to the P&L. Their website states they are built for organizations operating across two or more of cloud, SaaS, and AI with sprawl that Finance cannot reconcile.
- The primary buyers are CFOs, VP Finance, and FP&A leaders, with FinOps analysts as daily users; their platform page states 'CFOs buy Ternary, FP&A leaders champion it, and FinOps analysts run it day to day.' Managed service providers (MSPs) managing multi-cloud environments for multiple enterprise customers are also a key segment, with Ternary offering a dedicated multi-tenant MSP platform.
Key Differentiators
- Ternary's core differentiator is positioning itself as a Finance-owned full-estate technology ledger—not just a cloud FinOps tool—that consolidates cloud, AI, SaaS, and on-premise spend into one GL-mapped record integrated with SAP, Oracle, and Workday, filling a gap that traditional ERP, ITFM, and FinOps tools leave open.
- The platform uniquely supports token-level AI attribution for OpenAI, Anthropic, AWS Bedrock, Google Vertex, and Azure OpenAI, and exposes the technology ledger to enterprise AI agents via Model Context Protocol (MCP).
Industries Served
- Ternary primarily serves enterprise technology, financial services (banks, insurers, and asset managers), healthcare (health systems with EHR ecosystem costing for Epic and Cerner), and technology/software companies.
- Additional verticals called out on its website include public sector, retail, and managed service providers (MSPs).
Service Coverage
- Ternary (ternary.app) is headquartered in San Mateo/San Francisco, California, and operates as a cloud-based SaaS platform with no inherent geographic restrictions.
- The platform is available globally, with multi-currency support enabling customers to view cloud spend in their local currency, making it accessible to teams across the globe.
Partnerships
- Ternary holds Google Cloud Premier Partner status and is listed on the Google Cloud Marketplace, and is also an AWS partner and Microsoft Azure cloud partner.
- The company is a FinOps Foundation Certified Platform and an active contributor to the FOCUS™ open billing standard.
Company Size & Ownership
- Ternary was founded in 2020 by Sasha Kipervarg (CEO), Patrick Raymond (CPO), and Joshua Kwan, and launched to market in 2021.
- The company employs between 11 and 50 people, with PitchBook reporting approximately 35 employees, and estimated annual revenue under $5 million per ZoomInfo.
Compliance & Certifications
- Ternary holds SOC 2 Type II certification, audited by Thoropass, and is a FinOps Foundation Certified Platform, meeting FinOps standards for cloud financial management best practices.
- The platform supports HIPAA-aligned governance with full audit trails and role-based access controls for healthcare customers, and maps regulatory audit trails against OCC, FFIEC, SOX, and DORA requirements for financial services customers.
Compiled from public sources by VenSearch · Last researched October 14, 2026
Offerings
9 offeringsAI investment governance
Provides user- and team-level attribution of AI consumption costs mapped against outcomes, tracking credit burn against contract periods so Finance can accrue correctly and catch overruns before they become unbudgeted invoices. Separates AI service lines from general compute so that Bedrock and Vertex AI spend stops hiding inside infrastructure bills. Supports token-level attribution for OpenAI, Anthropic, Bedrock, Vertex, and Azure OpenAI.
Full-estate technology ledger
A Finance-owned ledger that consolidates technology spend across AI, SaaS, cloud, and on-premise into one normalized record mapped to cost centers, GL codes, and ERP chart of accounts. It ingests cloud billing datasets from AWS and GCP, direct vendor invoices, and token telemetry from OpenAI, Anthropic, and others, then reconciles everything into one auditable ledger. The ledger is directly queryable by enterprise AI agents over MCP and integrates with SAP, Oracle, and Workday for period close.
Model Context Protocol (MCP) Agent Interface
Allows users to query their technology ledger directly inside enterprise AI agents such as Claude, ChatGPT, or other enterprise LLMs via the Model Context Protocol. Users can prompt their AI agent on cloud margins, token burn, and SaaS attribution using pre-loaded or live enterprise data. This makes the Ternary technology ledger directly accessible without requiring the web console.
SaaS investment intelligence
Normalizes SaaS costs into the technology ledger and measures them against revenue, project, team, and use case data to answer whether spend is returning value or just being consumed. Gives CFOs a portfolio-level view of SaaS investment performance rather than just utilization or discovery data. The data feeds into the same Finance-owned ledger used for cloud and AI spend.
Ternary for Finance Leaders
A solution tailored for CFOs and VP Finance roles that provides full-estate visibility across cloud, AI, SaaS, and on-premise spend in one GL-mapped ledger, board-ready AI ROI accountability with user and team-level attribution, and real-time credit burn rate tracking against contract periods. It plugs into SAP, Oracle, and Workday so technology costs close on the same schedule as headcount and real estate. It replaces spreadsheet-based technology tracking with automated, real-time dashboards.
Ternary for Financial Services
Delivers technology investment governance for banks, insurers, and asset managers with regulatory audit trails mapped against OCC, FFIEC, SOX, and DORA requirements. Includes fourth-party concentration reporting with real-time visibility into ICT service providers and spend-weighted criticality scoring for DORA readiness, as well as full technology estate assessment capabilities for M&A due diligence. Risk-weighted technology governance ties investment to risk models and capital allocation.
Ternary for FinOps Teams
Bridges the gap between FinOps analyst output and Finance consumption by ingesting and normalizing AWS, Azure, and GCP billing into a shared cost taxonomy that feeds the same ledger Finance reads. Includes anomaly detection with real-time alerts on spend spikes, idle resources, and prepaid credit burn, as well as commitment optimization modeling for savings plans and reserved-instance coverage against actual utilization. FinOps unit economics and showback flow directly into the Finance ledger so both teams work from the same numbers.
Ternary for Healthcare
Provides technology spend governance for health systems with automatic classification of technology costs across clinical delivery, operations, and research mapped to the chart of accounts. Includes EHR ecosystem costing that surfaces the full cost of Epic or Cerner licenses, ancillary integrations, hosting, and AI augmentation layers, plus automated CapEx/OpEx classification with depreciation schedules aligned to healthcare accounting standards. HIPAA-aligned governance provides a full audit trail of technology investment decisions with role-based access controls.
Ternary for Technology and Software
Enables software company CFOs to attribute cloud and infrastructure spend to engineering teams, services, and product lines, and to separate infrastructure COGS from R&D spend for gross margin improvement. Provides one normalized view across AWS, Azure, GCP, and private cloud with token-level AI attribution for OpenAI, Anthropic, Bedrock, Vertex, and Azure OpenAI broken down by developer and product. Supports Kubernetes cost allocation, CI/CD pipeline costing, and per-customer COGS calculation.
Considering Ternary?
Our team will work with you to determine if Ternary is the right fit for your organization. From research and assessment through procurement negotiation and ongoing vendor management — we handle the entire process at no cost to you.